General informatsyya of the payment system.

About the payment system
Historical information
Geography of activity
Indicators payment system NCC

About the payment system
Payment system NCC (National Credit Cards) was created in 1994 in the city of Togliatti of "National Credit Card", acting as a single processing center, and of AVTOVAZBANK, acting as a settlement bank.
Payment system NCC offers its customers technology to carry out the entire cycle of financial calculations - from receiving wages to pay for goods and services - cashless, using the technology of bank cards. During his time created a large network and base, which formed the interbank payment system NCC, which allows banks to provide customers with a wide range of services at the current level of technology.
Today cardholder NCC | UC can not only use all the services in the network on the map to NCC, but also withdraw cash throughout the Union Card service network in Russia, Ukraine, Belarus, Kyrgyzstan

Participants in the payment system NCC are banks offering services to its customers payments and credit cards with NCC, Visa, MasterCard, Union Card.

Customers of participating banks are:
- Enterprise-employers with the payment of wages to the technology cards PS NCC;
- Individual bank customers - cardholders NCC, through which they are paid, pay for purchases and conduct non-cash payments for personal services;
- Commercial and service enterprises (shops, salons, pharmacies, restaurants, etc.), receives PS NCC cards as payment for goods and services rendered.

In the system of NCC are debit (payroll cards, corporate) and credit card types, the principle of which is based on magnetic technology.


Historical information

August, 1994
Powered by JSC "National Credit Cards."
July 12, 1995
Of AVTOVAZBANK first plastic card issued NCC.
1995
Strong growth momentum imparted salary projects using plastic cards for employees of "AvtoVAZ".
2001
Management of the company has been chosen strategic course of development of the regions of Russia and the expansion of services of non-cash payments.
2004
The company officially received the status of Third Party Personalizer international payment system Visa International and to exercise personalization and card processing Visa. There is an opportunity for cardholders to use Visa card on the same account with the card NCC.
2005
JSC "National credit card" has acquired 100% stake in ZAO "processing company" Union Card "(PS Union Card).
2006
Actively promote its credit cards.
2007
A single technological processing center, which serves the members of the two payment systems - NCC and Union Card. June 1 released combined map NCC | UC. The card holder NCC | UC can not only use the services of the network NCC, but also withdraw cash in the whole system Union Card in Russia, Ukraine, Belarus, Kyrgyzstan.
2008
The new name, a new corporate identity - United Payment System NCC | UC. Introduces new standards for working with customers and partners. Began to work the new website. Launched a project issue and service cards MasterCard. Union Card Payment System and the Bank "Eurofinance Mosnarbank" together with the Chinese payment system China Union Pay started a joint project of the issue and service card payment system China Union Pay (CUP) in the territory of the Russian Federation within the framework of their June 2007 agreement.

Geography of activity

Today payment system NCC brings together 40 banks and their branches operating in the following areas: Samara, Ulyanovsk, Orenburg, Moscow, Tyumen, Chuvash Republic, Krasnodar region, Yakutia. In Moscow and St. Petersburg.

The geography of the new map NCC | UC - Russia, Ukraine, Belarus, Kyrgyzstan, Azerbaijan.


Indicators payment system NCC

40 commercial banks and their subsidiaries are included in the payment system NCC.
Around 3,000 companies - participants of the project on the basis of salary cards NCC | UC.
More than 7 billion - an average monthly turnover of money in payment system.
30-40% - annual growth of infrastructure.

More than 1.3 million cards in service.